This “Libra Invest Berhad Loyalty Program – BIG Points” (“the BPLP”) is organised by Libra Invest Berhad (Co. No. 361207-D) (“LIB”) commencing from the Commencement Date to award eligible Client(s) for their loyalty.


Subject to the terms and conditions herein contained (including any variation, substitution or amendment thereto), LIB’s eligible Client(s) are entitled to participate in the BPLP.  




BIG means a fast track programme where members can earn loyalty points for free AirAsia flights;
BIG Points means points awarded to the Client(s) for their loyalty in respect of the Qualifying Purchases, which may be redeemed for Gifts introduced by the BPLP Manager under BIG;
BPLP Manager means Think Big Digital Sdn Bhd;
Client(s) means all new or existing individual investor(s) who invests in Qualifying Purchases and fulfills the Eligibility Criteria stated herein;
Commencement Date means   
(i) 2nd January 2014 for existing Client(s); or
(ii) such date on which Qualifying Purchases are made by new Client(s); (whichever applicable);

Eligibility Criteria

means the Client(s) shall invest in the Qualifying Purchases and hold the investment for a minimum period of three (3) months from the Commencement Date to be eligible for the first entitlement to the BIG Points and for subsequent entitlement(s), the Client(s) shall continue to hold the investment in the Qualifying Purchases for a minimum period of one (1) month, commencing immediately on the day after the last day of the previous Entitlement Period;
Entitlement Criteria means the eligible Client(s) shall:
(i) notify LIB of their intention to participate in the BPLP; and
(ii) provide their BIG Shot ID to LIB; and
(iii) accept the Terms & Conditions herein at www.librainvest.com;
Entitlement Period means the period of one (1) calendar month each commencing on the first (1st) day of the particular calendar month and expiring on the last day of the said calendar month;
Gifts means redemption of such rewards as may be determined by the BPLP Manager under BIG;
NAV means Nett Asset Value as defined in the Prospectus of the relevant unit trust funds of LIB.
Qualifying Purchases means the following LIB’s unit trust products:
1)    Libra AsnitaBond Fund;
2)    Libra Resource Equity Fund;
3)    Libra DividendEXTRA Fund;
4)    Libra EquityEXTRA Fund;
5)    Libra Consumer and Leisure Asia Fund;
6)    Libra SyariahEXTRA Fund;
7)    Libra TacticalEXTRA Fund;
8)    Libra VersatileEXTRA Fund; and
9)   Such other products of LIB as may be determined by LIB at its sole discretion, at any time or from time to time.




LIB reserves the right to disqualify any Client(s) from the BPLP where:
The Client(s)’ account is closed by the Client(s) or LIB for any reason whatsoever;
The Client(s) has committed or is suspected of committing any breach or fraudulent;
Misleading, deceptive or wrongful acts in relation to any of LIB’s services or products;
The Client(s) has engaged in or is suspected of engaging in any acts damaging to the goodwill or reputation of LIB;
The Client(s) ceases to subscribe the Qualifying Purchases; and/or
The Client(s) has breached any of the terms and conditions prescribed here and/or the terms and conditions relating to any products,services and/or facilities of LIB utilised by the Client(s).
To participate in the BPLP, eligible Client(s) need to register with the BPLP Manager at www.tune2big.com, whereupon, the Client(s) will be assigned an identification code (“BIG Shot ID”).
Notwithstanding anything herein contained, BIG Points will only be awarded to the Client(s) upon the Client(s) fulfilling the Eligibility Criteria and Entitlement Criteria, whereupon, BIG Points will be calculated in the following manner and awarded in the month following the preceding Entitlement Period:



*Fund Type

Basis of awarding BIG Points
Equity 1 BIG Point for every average NAV of RM30,000 per day
Bond/ Balanced 1 BIG Point for every average NAV of RM40,000 per day

*only applicable for Qualifying Purchases.



For the avoidance of doubt, LIB is merely a participating merchant of the BIG and only award BIG Points for Qualifying Purchases. The BPLP Manager is fully responsible for management of the BIG Points issuance and redemption of the BIG Points and LIB shall not be liable in any manner whatsoever in respect of the same.
The Client(s) shall deal directly with the BPLP Manager for registration, redemption and other relevant matters.




Notwithstanding anything to the contrary herein contained, the BPLP shall automatically be called off if:
The arrangement between LIB and the BPLP Manager relating to the BIG Points (“the Arrangement”) is terminated for any reasons whatsoever; and/or
LIB or the BPLP Manager goes into liquidation (except for the purpose of amalgamation or restructuring); and/or
LIB or the BPLP Manager ceases to actively carry on its business; and/or
LIB or the BPLP Manager has a receiver or manager or administrator or administrative receiver appointed over any or all of its assets or suffer any analogous procedure or proceedings; and/or
Any writ of execution or attachment or any similar process is issued or levied against LIB or the BPLP Manager or any significant part of its property and is not released, stayed or vacated within thirty (30) days after its issue or levy; and/or
LIB or the BPLP Manager becomes unable to perform its obligations hereunder and/or under the agreement relating to the Arrangement and/or the terms and conditions of the agreement relating to the Arrangement becomes unperformable as a result of compliance with any applicable laws.



Personal Data Protection Act

By providing his BIG Shot ID, the Client(s) is deemed to consent to and authorize:
The processing of his personal data for the purpose of the BPLP, including without limitation, the collection, recording, storing, retention and disclosure of his personal data to any relevant party, including without limitation, to the BPLP Manager; and
LIB, to use his/her/their information, in any media future promotional, marketing and publicity purposes without further reference, payment or other compensation to the Client(s), including sending the Client(s) electronic messages.


Limitation of Liability

LIB expressly excludes and disclaims any representations, warranties, or endorsements, expressed or implied, written or oral, including but not limited to any warranty of quality, merchantability, suitability, or fitness for a particular purpose in respect of the Gifts.
LIB shall not be liable for any loss or damage arising in connection with the BPLP, including but not limited to any act or omission relating to any Client(s)' participation howsoever caused, any error in computing any BIG Points, any breakdown or malfunction in any computer system or equipment and any notice which is misdirected or lost in the post.
Each Client(s) is deemed to have waived any right he/she/they may have against LIB and its officers, servants, employees, representatives and/or agents, in respect of any loss or damages (including, without limitation, loss of income, profits or goodwill, indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties and/or any other adverse consequences) howsoever arising whether in contract, tort, negligence or otherwise, in connection with the BPLP.




The BPLP is not applicable in conjunction with any other on-going or future promotions offered by LIB.
LIB’s decisions on all matters relating to the BPLP, including the interpretation of these Terms and Conditions, any variations, amendments, substitutions, additions whatsoever thereto shall be final and binding and no further correspondence or attempt to dispute such decisions will be entertained.
LIB reserves the right to extend, cancel, terminate or suspend the BPLP without prior notice, and without assigning any reason for it. For the avoidance of doubt, any extension, cancellation, termination or suspension by LIB of the BPLP shall not amount to a breach / fraud / misrepresentation etc and the Client(s) shall not be entitled to any claim in respect thereof.
By participating in the BPLP, the Client(s) expressly agrees to be bound by these Terms and Conditions and the decisions of LIB.
LIB reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions from time to time without notice, without assigning any reason. These Terms and Conditions may be modified, added, deleted or varied by LIB by way of posting on LIB’s website which will be deemed as sufficient notice. Continued participation in the BPLP will be taken as consent from Client(s).
LIB’s decision not to enforce a specific condition does not constitute a waiver of that condition or of any of the other Terms and Conditions in general.
Unless stated otherwise, these Terms and Conditions shall prevail over any provision or representation contained in any other BPLP materials advertising the BPLP.